Current Rates

Certificates of Deposit

Individual Retirement Accounts

Term	Interest Rate	APY *
Six Months	1.24%	1.25%
One Year	1.49%	1.50%
Two Years	1.59%	1.60%
Three Years	1.98%	2.00%
Four Years	2.20%	2.22%
Five Years	2.20%	2.22%

Term	Interest Rate	APY *
One Year	1.49%	1.50%
Two Years	1.59%	1.60%
Three Years	1.98%	2.00%
Four Years	2.20%	2.22%
Five Years	2.20%	2.22%

Deposit Accounts

Term	Daily Balances	Interest Rate	APY *
Interest Checking	$500.00 - $2,499.99 $2,500.00 - $24,999.99 $25,000.00 and up	0.25% 0.50% 0.75%	0.25% 0.50% 0.75%
The Club Interest Checking	$500.00 - $2,499.99 $2,500.00 - $24,999.99 $25,000.00 and up	0.25% 0.50% 0.75%	0.25% 0.50% 0.75%
Money Market Checking	$500.00 - $2,499.99 $2,500.00 - $24,999.99 $25,000.00 and up	0.75% 0.99% 1.74%	0.75% 0.99% 1.25%
The Club Money Market Checking	$500.00 - $2,499.99 $2,500.00 - $24,999.99 $25,000.00 and up	0.75% 0.99% 1.74%	0.75% 0.99% 1.25%
Traditional Savings	All	1.00%	1.00%

The Deposit Accounts interest rates and annual percentage yields may change after account opening.

The Certificates of Deposit and Individual Retirement Accounts are based on a minimum deposit of $1,000.00 with a minimum balance of $1,000.00 required to obtain the Annual Percentage Yield. A penalty may be imposed for early withdrawal.

Rates effective as of January 1, 2010

* Annual Percentage Yield

Bank of Cordell, 808 North Glenn English. PO Box 440 Cordell, OK 73632 . Phone 580.832.5600 . Fax 580.832.5605